Savings & Loans ( Back Office)

Fixed Deposit Account

Fixed Deposit Account assists members who want to invest in short term savings.

Negotiable interest rates on fixed deposits

Group Chama Account

Group Chama Account is  is meant for groups that want to grow their savings through the sacco.

FOSA Junior Account

FOSA Junior Accounts are accounts of the children of our members.

No charges are levied

Dhahabu Investment Plan

Dhahabu Investment Plan is a hybrid fixed deposit account

Interest rate is negotiable depending on the amount deposited

Normal Loan

Normal Loan assists members who have development projects to undertake

Effective interest rate is 6.5%, maximum repayment period is thirty six months

Emergency Loan

Emergency Loans assists existing members who have emergency need for funds

Effective interest rate is 6.5%, maximum repayment period is twelve months

Biashara Account

Biashara Account is meant for entrepreneurs and members of the sacco who have active businesses.