Savings & Loans ( Back Office)
Fixed Deposit Account
Fixed Deposit Account assists members who want to invest in short term savings.
Negotiable interest rates on fixed deposits
Group Chama Account
FOSA Junior Account
FOSA Junior Accounts are accounts of the children of our members.
No charges are levied
Dhahabu Investment Plan
Dhahabu Investment Plan is a hybrid fixed deposit account
Interest rate is negotiable depending on the amount deposited
Normal Loan assists members who have development projects to undertake
Effective interest rate is 6.5%, maximum repayment period is thirty six months
Emergency Loans assists existing members who have emergency need for funds
Effective interest rate is 6.5%, maximum repayment period is twelve months
Biashara Account is meant for entrepreneurs and members of the sacco who have active businesses.